Loan Limits

2021 Conforming Mortgage Loan Limits

Conventional
(Fannie Mae / Freddie Mac)
  • Fannie Mae and Freddie Mac Increase Loan Limits from $510,400 to $548,250.
  • High Cost Areas : The new ceiling loan limit for one-unit properties in most high-cost areas will be $822,375 — or 150% of $548,250.
FHA & VA
 
Max Rehab Costs Limited 203K
Increased from $35,000 to $50,00 in Qualified Opportunity Zones only effective with case numbers assigned from December 16, 2019 – December 31, 2028.
 
Effective January 2021