Loan Programs

Greenway's Loan Programs

$100 DOWN PAYMENT PROGRAM
This specialty FHA mortgage was created to remove some of the barriers to homeownership and make it easier to purchase HUD homes. HUD homes are 1-4 unit properties acquired by HUD as a result of a foreclosure or other means of acquisition on an FHA-insured Mortgage. 
 
2-1 BUYDOWN PROGRAM
The 2-1 buydown is a strategy to help counteract the trend towards higher rates. When eligible clients opt for this program, they temporarily lower their interest rate during the first two years of the loan term buy paying an upfront fee at closing. 2-1 buydowns are available on conforming fixed products.
 
CONSTRUCTION LOANS
An easier way to finance your dream home!
 
CONVENTIONAL 97
With Greenway Mortgage, you may be able to buy a home with only 3% down. Find out how!
 
CONVENTIONAL 97 FIRST-TIME BUYER PROGRAM
Our Conventional 97 First-Time Buyer Program helps more families achieve the homeownership milestone with a 3% down payment, regardless of income levels or geographic location. 
 
DELAYED MORTGAGE PROGRAM
Leverage the power of a cash offer with the security of a traditional mortgage product.
 
ENERGY-EFFICIENT MORTGAGE 
Decrease your carbon footprint without shrinking your bank account.
 
FHA 203K RENOVATION MORTGAGES
The FHA 203K construction or "rehab" loan enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home.
 
FIRST-TIME HOME BUYERS ASSISTANCE PROGRAM
This program is designed to provide financial assistance to low income families to purchase an affordable home in the form of a deferred payment second mortgage loan in an amount not to exceed $10,000 for down payment and closing costs (Only).
 
GOOD NEIGHBOR NEXT DOOR PROGRAM
Providing homeownership opportunity to those that serve the community.
 
HOMESTYLE RENOVATION LOAN
An easy and affordable option to finance home renovations! Eligible clients can renovate a home to fit their needs and style with one mortgage payment that includes improvements for things such as: repairs and upgrades as well as energy efficient upgrades. Primary residences, second homes and investment properties are all eligible.
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HOME READY PROGRAM
Helping More Buyers Achieve Homeownership! FHA alternative designed to help creditworthy homebuyers with limited income in designated areas.
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JUMBO ELITE MORTGAGE PROGRAM
Ultra-competitive rates on Jumbo Loan amounts for well qualified clients
 
NJ CONVENTIONAL DOWN PAYMENT ASSISTANCE PROGRAM
Affordable Mortgages with $15,000 for down payment and closing costs.
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USDA HOME LOAN PROGRAM
Greater affordability and Increased purchasing power with USDA programs.
 
VA HOME LOAN
You served your country. Now let your country return the favor with special financing just for veterans. VA loans reward veterans for their service and sacrifice on behalf of our country in a number of ways.
 
REVERSE MORTGAGES FOR HOME PURCHASE
Commonly known as a “reverse mortgage”, the Home Equity Conversion Mortgage (HECM) is a government-insured loan that allows older homeowners to convert homeequity into tax-free cash.* Perfect for borrowers who are downsizing or want to purchase a home without a monthly mortgage payment.
 
RefiNow™ with Greenway Mortgage
A cost saving refinance program for lower-income borrowers. 
 
REFINANCE PROGRAM FOR HOMEOWNERS WITH LOW OR NO EQUITY
High LTV Refinance opportunities. For borrowers with difficult equity positions.