Refinance Program For Homeowners With Low Or No Equity
High LTV Refinance Opportunities
Download in printable format here


For borrowers with difficult equity positions

Borrower Benefits

  • Lower mortgage payments
  • Lower interest rates
  • Shorten loan term
  • Switch from Adjustable Rate Mortgage to a Fixed Rate Mortgage
  • Private Mortgage insurance may be transferred or not required at all*

Features and Terms

  • Streamlined documentation
  • Appraisals typically not required
  • All property types eligible, including investment
  • The borrower must have made 12 payments on the loan being refinanced and it must not be a HARP loan
  • *If PMI exists on current loan, it must be transferred to a new loan. If no PMI exists, it may not be required.