Conventional 97
With only 3% down, you're closer to home
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With Greenway Mortgage, you may be able to buy a home with only 3% down.

  • Ideal for first time home buyers who can't afford to make a large down payment, but would otherwise qualify for a mortgage.
  • 3% down payment and closing costs can be funded with certain gifts; or with grants or loans from a nonprofit or government agency
  • Mortgage insurance may be canceled over time

Also known as the "Conventional 97", this program is a low down payment mortgage program which allows first-time home buyers and repeat-buyers to make down payments of just 3% against a home's purchase price. The Conventional 97 can be used for primary residences where the mortgage loan size does not exceed the national conforming loan limit of $417,000.

If you've been feeling sidelined by today's housing recovery as a first-time or low- to moderate-income buyer, please complete the form below and one of our loan officers will reach out to help you get on the path to home ownership sooner than you dreamed.