If you've been pre-approved by Greenway, selected your real estate agent, found your ideal home and are prepared with a down payment, you may be wondering... "What are the next steps?"

 

When you apply for a loan the lender will give you a Good Faith Estimate (GFE) which details the estimated settlement charges. The amounts on the GFE are only estimates and actual costs may vary slightly with market conditions.

 

YOUR NEXT STEPS
 

Negotiate the deal. Work with your real estate agent to negotiate the sales price and other terms of the sale.

Search for a clear title. A title search will be performed and shows that the seller can provide title to the home free and clear of all claims.

 

Secure a home inspection. A licensed home inspection should determine the condition of the plumbing, heating, cooling and electrical systems. The structure is also examined as well as the condition of the roof, siding, windows and doors. Any issues should be discussed with
your attorney and/or Realtor.

Prepare for your loan closing. At this last step in the mortgage process, you’ll meet with the closing agent (typically your attorney) to sign all your documents.